F-words and finding your own budget style

A Dueto guide to budgets, money style and nurturing your super

Budgeting is a bore.

There, I said it. To me, it’s an f-word. It’s also a b-word that starts with bull and ends with an ‘it’ sound.

Poring over your daily, weekly, monthly, quarterly and annual expenses to ‘work out’ if your spending habits are leaky or leaving you debt-ridden is annoying at best and scary at worst.

Budgets reek of that entrepreneurial ‘bro’ culture where you’re supposed to clamber over the top of everyone to get ahead. But budgets don’t have to be so boring or baseless.

If you’re cruising past the age of 45, it’s the perfect time to find your own money rhythm - one that works for you to become a conscious spender with your eyes wide open about your financial future.

Here’s what Dueto tries to do: encourage you to think about your money future.

The first principle of money is this: spend less than you make. And sometimes it isn’t actually possible (yes, childcare bills, …